{"id":13756,"date":"2026-02-16T10:13:24","date_gmt":"2026-02-16T09:13:24","guid":{"rendered":"https:\/\/tresliving.com\/que-es-la-permuta-immobiliaria\/"},"modified":"2026-10-22T11:15:15","modified_gmt":"2026-10-22T09:15:15","slug":"que-es-la-permuta-immobiliaria","status":"publish","type":"post","link":"https:\/\/tresliving.com\/ca\/que-es-la-permuta-immobiliaria\/","title":{"rendered":"Qu\u00e8 \u00e9s la permuta immobili\u00e0ria?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Fer un intercanvi de b\u00e9ns, o el que gaireb\u00e9 tothom coneix com a \u00abbescanvi\u00bb, \u00e9s una pr\u00e0ctica que existeix des de fa molt\u00edssim temps, per\u00f2 el que la majoria de la gent desconeix \u00e9s que al mercat immobiliari tamb\u00e9 existeix aquesta possibilitat d\u2019intercanviar dos habitatges, sense que en principi hi hagi diners pel mig, tret que calgui igualar el valor d\u2019algun d\u2019ells; aix\u00f2 \u00e9s el que es coneix com a <strong>permuta immobili\u00e0ria<\/strong>.<\/p>\n\n<p class=\"wp-block-paragraph\">A <strong>Treshabitat<\/strong> us expliquem en qu\u00e8 consisteix aquest intercanvi d\u2019habitatges.<\/p>\n\n<p class=\"wp-block-paragraph\">El concepte inicial de permuta immobili\u00e0ria consisteix en el fet que dos propietaris redacten i signen un contracte per intercanviar els seus respectius immobles. All\u00f2 que sembla tan senzill es pot complicar a l\u2019hora de trobar persones disposades a fer aquest intercanvi i tamb\u00e9 immobles que tinguin el mateix valor; per aix\u00f2, en determinades ocasions, una de les parts ha d\u2019aportar diners per compensar la difer\u00e8ncia.<\/p>\n\n<p class=\"wp-block-paragraph\">El procediment per fer una permuta immobili\u00e0ria consta de dos contractes: un en qu\u00e8 s\u2019estableix la permuta i un contracte de compravenda, i es poden donar dos casos:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Que els dos habitatges estiguin lliures d\u2019hipoteca: en aquest cas, se simplifica el proc\u00e9s establint un valor per a cadascuna de les propietats i es procedeix a la signatura de l\u2019escriptura de permuta a la notaria per, finalment, transmetre la titularitat dels b\u00e9ns.<\/li>\n\n\n\n<li>Que algun dels habitatges o tots dos tinguin hipoteca: en aquest sup\u00f2sit s\u2019haur\u00e0 de sol\u00b7licitar un canvi de titular de la hipoteca o sol\u00b7licitar la hipoteca amb una altra entitat banc\u00e0ria, i ser\u00e0 el banc qui, en funci\u00f3 dels requisits i la solv\u00e8ncia del titular, n\u2019aprovi o no l\u2019acceptaci\u00f3.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">La permuta immobili\u00e0ria t\u00e9 una s\u00e8rie d\u2019avantatges i inconvenients:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Els avantatges s\u00f3n poder canviar d\u2019habitatge sense necessitat de fer una operaci\u00f3 de compravenda, cosa que suposa un estalvi en despeses i tr\u00e0mits, a m\u00e9s que es pot canviar d\u2019habitatge encara que estigui hipotecat.<\/li>\n\n\n\n<li>Els inconvenients, d\u2019altra banda, s\u00f3n trobar un altre propietari disposat a intercanviar el seu habitatge i que aquest tingui el mateix valor.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Fer un intercanvi de b\u00e9ns, o el que gaireb\u00e9 tothom coneix com a \u00abbescanvi\u00bb, \u00e9s una pr\u00e0ctica que existeix des de fa molt\u00edssim temps, per\u00f2 el que la majoria de la gent desconeix \u00e9s que al mercat immobiliari tamb\u00e9 existeix aquesta possibilitat d\u2019intercanviar dos habitatges, sense que en principi hi hagi diners pel mig, tret [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":13757,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[37],"tags":[],"class_list":["post-13756","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-llar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Qu\u00e8 \u00e9s la permuta immobili\u00e0ria? 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